What is a VA Loan?


  • The VA Loan, also known as a Veterans Affairs Mortgage Loan, is a government-sponsored program specifically for veterans and active-service members. By providing 100% financing and no requirement to pay monthly private mortgage insurance, it is a great financing option for our Nation’s protectors.

Key Aspects of a VA Loan

  • Government-backed financing for veterans and active service
  • Maximum borrowing of $417,000
  • Minimum 640 FICO score required
  • Provides 100% financing
  • Fixed-rate terms available: 30 or 25-year


Veterans Affairs Mortgage Loan

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Document Checklist

  • Full and complete online loan application
  • 2 years recent tax returns w/ W2’s
  • Business returns if self employed w/ 1099’s
  • 2 recent pay stubs
  • Home Insurance Dec Page
  • Mortgage Statement
  • Copy of Executed Purchase Agreement, only if Purchasing
  • Copy of Earnest Money Deposit, only if Purchasing
  • 2 months recent bank statements, only if Purchasing
  • Driver’s License
  • Social Security Card